Long Term Certificate Account
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividend Fixed Rate |
|---|
| 12 months |
$1,000.00 |
4.06% |
4.00% |
| 24 months |
$1,000.00 |
4.11% |
4.05% |
| 36 months |
$1,000.00 |
4.16% |
4.10% |
| 48 months |
$1,000.00 |
3.55% |
3.50% |
| 60 months |
$1,000.00 |
3.80% |
3.75% |
See Certificate Rates & Fee Schedule for more information
Short Term Certificate Account*
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividend Fixed Rate |
|---|
| 3 months |
$1,000.00 |
1.51% |
1.50% |
| 6 months |
$1,000.00 |
5.09% |
5.00% |
| 9 months |
$1,000.00 |
1.71% |
1.70% |
| 3 months |
$10,000.00 |
1.51% |
1.50% |
| 6 months |
$10,000.00 |
5.09% |
5.00% |
| 9 months |
$10,000.00 |
1.71% |
1.70% |
*APY assumes reinvestment at the same term for 12 months
Easy Builder Long Term Certificate Account
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividend Fixed Rate |
|---|
| 12 months |
$250.00 |
4.06% |
4.00% |
| 12 months |
$50.00 (Young Investors Option) |
4.06% |
4.00% |
Easy Builder Short Term Certificate Account
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividend Fixed Rates |
|---|
| 3 months |
$250.00 ($50.00 Young Investor Option) |
1.51% |
1.50% |
| 6 months |
$250.00 ($50.00 Young Investor Option) |
1.61% |
1.60% |
| 9 months |
$250.00 ($50.00 Young Investor Option) |
1.71% |
1.70% |
13 Month Special Certificate Offer†
| Term | Minimum Opening Deposit | Annual Percentage Yield (APY) | Dividend Fixed Rate |
|---|
| 13 months |
$1,000.00 Long Term Certificate Account |
4.06% |
4.00% |
| 13 months |
$500.00* IRA Certificate Account† |
4.06%** |
4.00% |
*APY assumes reinvestment at same term for 12 months. These certificates auto renew for 12 months.
‡Normal IRA restrictions and penalties apply. See IRA Disclosure for IRA agreement.
†These certificates cannot be opened using funds from previously opened certificate accounts except at maturity.
Account restrictions may apply. See Special Certificate Account Disclosure for details.